Posts Tagged ‘information’

Finding Car Insurance For Your Precious Lotus

Finding Car Insurance For Your Precious Lotus

Lotus cars are considered high performance sports cars. Thus, this fact alone puts them in a higher category for insurance premiums than other vehicles. To further complicate the insurance decision making process for the purchaser, some companies will not add Lotus models to their online calculators so fact find finding and pricing research is not always easy. For those individuals that already have Lotus car insurance, they will be familiar with the pricing and policy details. But new drivers will be uninformed. Of course, the other side of the coin is, if you have enough money to buy a Lotus, you do not care what it costs to insure.

Admittedly, the Lotus Exige Cup 240 is going to be very expensive just due to the speed at which the car claims to travel. Reaching sixty-two miles per hour in 4.5 seconds, this car tempts the owner to drive fast, something insurance companies do not like. The Elise convertible will also be more expensive than hardtop models. All convertibles are more expensive because of the potential dangers when driving with the top down.

The consumer might even find that when he/she goes shopping for Lotus car insurance, many companies will insure not the driver and vehicle. And if one is going to drive a car like the Lotus, he/she will want to make sure his/her driving record is impeccable. A few past speeding tickets and he/she has a big problem. Lotus equals speed. Consequently, the insurance company’s assumption will be that the driver is a high-risk customer.

The best way to start searching for Lotus car insurance is to start with an existing broker or insurance company. But it is most likely not a good idea to stop there. If one must stick to a budget, shop around by looking for Lotus forums on the internet and specific sites that cater to Lotus cars.

One trap into which one should not fall is calling every insurance company in the phone back or using all the online quote generators as many will not give electronic quotes on Lotus cars and the information will in most instances be inaccurate. Companies want to talk to potential customers directly when speaking about Lotus car insurance.

A few of the companies that the author did find in the US and Canada offering Lotus car insurance are:

- Geico in the US

- TD Insurance and RBC Insurance in Canada

- Allstate, State Farm and Progressive in both the US and Canada

Lastly, while this information is for illustration purposes only, the author called his own insurance company, to inquire about Lotus car insurance. The vehicle quoted was a 2007 Exige S 2dr. Based on personal information with an excellent driving record of thirty-four years, no previous insurance claims, female driver, and an existing home and auto policy, I was surprised to find that the insurance was only four hundred dollars more per year than the Mini Van already insured.

Calling another major insurance company, when I inquired with the same details, because I was not presently insured with that particular company, the premium would be an extra six hundred and fifty dollars per year over the Mini Van. Thus, one can see that is important to use available discounts and check around when purchasing Lotus car insurance.

More Td Auto Insurance Quote Articles

How Car Insurance Quotes Online can Save You Money

How Car Insurance Quotes Online can Save You Money

Where to Find the Best Rates

However, you do have options as to where you purchase your insurance. The best way to compare rates quickly and in the privacy of your own home is via car insurance quotes online. Online quotes can instantly compare rates and allows you to see what your cheapest options are for vehicle. This is an ingenious way to make sure you are not paying too much for your automobile insurance.

Once you receive your list of rates in your location, you can contact the insurance agent and find out all the details of the plan options and if it will fit your need. Even though you need to have insurance in order to operate a motor vehicle, insurance agents know you are free to make a choice and will often do their best to offer the lowest price possible.

]]>

Is it Safe to Receive Online Insurance Quotes?

Many people worry that it is not safe to enter their information in an online form, but as long as the site is secure, your information cannot be viewed by anyone other than who it was intended. The way to know if the website it secure, when you are filling out private information, look up in the address bar, you should see “https://” the “s” means the site is secure, therefore, if ever you are on a site preparing to give personal information that does not have the “s” do not include any of the information. Most of the online car insurance quote sites are secure; therefore, your information cannot be viewed as it passes over the Internet.

Competition in the Auto Insurance Market Means Savings for You

Because the auto insurance industry is so competitive, it truly pays to shop around because you may save hundreds of dollars when comparing auto insurance policies. When you are searching online for auto insurance quotes is to make sure you are comparing what you currently have to that which is online. Otherwise, you will not be getting an accurate comparison.

Final Thoughts

In today’s world with the advancement of technology and the Internet so handy, it makes sense to shop around for the best deals on automobile insurance. It is something that you must have, but you can choose to have the insurance anywhere you wish. Comparing quotes online, is the best way to save money.

Explore About the Auto Insurance Quotes Comparison

Explore About the Auto Insurance Quotes Comparison

If you want to know about the “auto insurance quotes comparison”, so you are at the right place. When you buy a car, you look for insurance immediately. Mostly the cars are insured the moment they are delivered to you but there may be cases when its not the case.

There may be chances that you are to renew the current insurance and you want to change the insurance company. In all such circumstances and in the first time insurance, what helps you the most is to get maximum auto insurance quotes from different companies. The vehicle owner must compare all the interesting quotes and only then make his choice of the company that he wants to buy the auto insurance from.

Auto insurance quotes comparisons plays an important role as this will help you to make the right choice and meanwhile you will become aware of different deals and discounts that are on offer in the insurance market. You can take help from the internet as there are many websites that provide the comparison tools with help of whom you can get the cheapest quotes very easily.

With the comparison of quotes from the various quality insurance companies you can get an idea of different policies and you can also compare and contrast them to find out the best for you. Remember that compare and contrast approach is the best approach as it gives you the idea as to what others are offering. Don’t just go for the most hypes or heard company but do make your own search.

Sometimes there even better quotes available than the most commonly heard ones but such deals are not often heard as the company may be a low on budget and may not advertise well or the company may be a new one and is in its initial phase.

You can find many websites on the internet that can provide you with the results of your interest. This is a good way to seek help but it is better that you do the research yourself and look for the more reliable insurance companies because with these websites you have to provide a lot of info which will waste your all important time.

But there is an advantage of these websites as well. All the information that you provide to such websites is not just a waste of time. It’s also not the case of collecting information for the other purposes as is often done on the internet. But this information is used for your benefit to give you the best and most suitable results. With this much of hard work, you can get the better quotes and comparisons that you will do while searching if you are not good at it. So if you do fill in the accurate information and do not try to deceive the program, you can really get some useful information out of the websites.

So always make comparisons before purchasing any auto insurance because this will enable you to get the best policies and you will not have to look for another one after the expiry. Remember its good for both, the owner of the vehicle and the vehicle herself.

This 47 second video demonstrates how to compare auto insurance quotes with www.onlineautoinsurance.com – Enter your zip code, answer a few simple questions and get quotes from multiple companies to find cheap rates. You information is secure.
Video Rating: 5 / 5

Auto Insurance Quote for DUI Insurance

Auto Insurance Quote for DUI Insurance

Do you have your own vehicle? Do you want to enjoy a safe and tension free ride with it? If you want then do not waste time to have auto insurance. An attempt to enjoy a ride without car insurance may be very expensive for your life. So you must maintain your auto insurance properly at all times.

Like health and medical insurance auto insurance generally provides an owner the protection against the losses resulting from traffic collisions, theft, and other liabilities associated with these. The auto insurance or dui insurance is purchased for car, truck, bike and other road vehicles. In many countries it is mandatory to have auto insurance before keeping your cars on the public road. The auto insurance can cover the insured party (medical payments), the insured vehicle (the physical damage) and the third party (car, people, bodily injury, property damage, fire and theft).

Now today as the auto insurance has become a very lucrative business and as there are so many auto insurance companies it becomes really difficult for a buyer to choose the right policy which is cost effective and covers the requirements and the right insurer. But in the age of internet it is not at all a problem. The internet provides a consumer the golden opportunity to find out the policy that can satisfy his/her requirements. In fact through their help you can get not only various auto insurance details but also different auto insurance quotes. To get the lowest Auto Insurance Quote the consumer need to be prepared with necessary information like name, address, model of the vehicle, social security number, license plate number, driver’s licence number along with reason for driving, a list of any safety features of the vehicle, how many miles the vehicle generally cover etc.

The consumer is always suggested to keep an eye on the auto insurance quotes as these are varying continuously. If you can not keep a tab on this then you can miss the necessary information that can help you to compare different policies and different quotes. But it is obviously a time consuming and laborious project. If you have the shortage of time or you are confused then there are several on line agencies that can bring the details of various policies with various auto insurance quotes from leading car insurance agencies under one roof. You can get their policy of coverage, their rates and other necessary information. To secure the appropriate Auto Insurance Quote without sacrificing safety and coverage what you need to do is just to provide your personal details, the details of your vehicle and the detail of your driving.

But the consumer should have a clear idea about auto insurance policies, DUI insurance and auto insurance quotes and the types of payments. For example in all insurance polices the car owner is expected to pay some additional payments like compulsory excess payment, voluntary excess payments beside the premium charges. The rate may be different from each other. The premium depends upon some parameters like gender, age, marital status, vehicle classification, driving history etc. The owner should keep it in mind that to enjoy the maximum benefit of a car insurance it is necessary to follow the traffic rule.

Motorcycle insurance coverage tips.

Motorcycle insurance coverage tips.

Motorcycle insurance coverage tips.

Motorcycle insurance is extremely important. Its not only a good
coverage should anything happen it s a good investment.

For the best insurance for your motorcycle always enquire about
insurance before you buy the motorcycle. There have been cases
wherein the buyer has found himself unable to insure after
buying the motorcycle. Living in a very high crime rate area,
too young and very expensive machines are the few reasons.

A motor insurance company provides excellent insurance options.
But look for a specialist motorcycle insurance agent or company
and you will do just fine.

Remember getting full coverage on a motorcycle is expensive and
often only reserved for bikes of high value.

Make sure your motorcycle insurance covers · Liability coverage
· Collision coverage · No-fault coverage · Service coverage ·
Uninsured coverage and · Passenger coverage

Another valuable coverage is Bodily Injury Liability. Bodily
Injury covers other people’s injury or death that you are
responsible for up to the limits you purchase.

Medical and Uninsured Motorist are also available. Medical
covers medical costs to you and your passengers injured in an
accident. Uninsured Motorist covers injuries to you and your
passengers when the other person in the accident is at fault but
does not have insurance or does not have enough insurance.

For progressive motorcycle insurance and ATV insurance provides
free online motorcycle insurance quotes and ATV insurance quotes
via Progressive Direct. motorcycle.progressive.com/

Now in case you have met with an accident should you meet a
lawyer and the answer seems to be yes.

But there is a classification in law, which differentiates
between simple injuries and grievous hurt.

If you are looking for motorcycle insurance for a small period
please read all the short-term policies.

Here are some insurance companies we recommend

Accidents claims solicitors

Cover girl insurance

So already insures then its time for a quick ride.

For motorcycle parts information, where to find the best
information, learn the secrets on where and how to buy visit our
site www.motorcycle-parts-home.com Also visit our sister sites
www.about-truck-accessories.com www.carstereosforyou.com

General information about car insurance

General information about car insurance

If you own and drive a car, you must deal with a company car insurance. But have you ever wondered where and how the concept of auto insurance began and how it had evolved into the system we have today? If pique your curiosity about this, here’s to you a brief history of the automobile, from its creation until today.

The concept of auto insurance would have been born in the year 3000 BC in China. Of course, the cars were not yet invented at that time, but Chinese merchants busy maritime trade. To minimize the loss of goods due to shipwreck or piracy, they invented ways to protect their precious cargo. They could, for example, divide their goods in several ships. Thus, when a ship met a fatal destiny, the rest of the goods were safe. Other civilizations followed the example of Chinese invented and insurance policies to protect their boats. Marine insurance still exists today and is an effective defense.

When the automobile was invented in the late 19th century, the concept of existing insurance has adapted to this new mode of transportation. It was soon demonstrated that a car represents some risk to the driver, whether in economic, or injury. Since not all motorists had enough money to address these risks, motor insurance has emerged as a simple way to protect themselves in case of accident, theft or vandalism. It gradually became mandatory for every motorist, driving is a privilege not a right. Initially, the insurance policies were the same for all, and the rates are not negotiable. However, over time, many insurance companies have emerged. By being competitive, they have created insurance policies that can adapt to varying needs and budgets.

Today, in Canada, auto insurance is compulsory for all motorists. However, insurance policies and the minimum protection required vary depending on the province in which it is located. In Quebec, the minimum amount of insurance is $ 50,000. The injuries and the injuries and damage inflicted outside the province are covered by auto insurance company in Quebec. This is a public insurance plan. In terms of damage, they are covered by private insurance companies, the choice of the motorist. Although it is compulsory to be insured for civil liability, that is to say, against the damage caused to others, protection against damage to own vehicle is optional. The cost of payments that the motorist will take depends on several factors. Generally, the more a driver is at risk of having an accident, her insurance will cost more expensive.

It goes without saying that in the future, auto insurance companies continue to innovate in Montreal offering a wider choice of coverage tailored to their customers in order to better serve and protect.

Make sure to visit tuner cars website if you liked reading this article.

Online Auto Insurance Quote ? Why You Would Want To Go In For One

Online Auto Insurance Quote ? Why You Would Want To Go In For One

Today, there will always be more than one way to get your job done. Consequently, you would want to check out all the different options that are present today when it comes to getting something done. Similarly, when it comes to online insurance quotes, you shouldn’t really think twice about going in for it. However, if you haven’t yet made up your mind about these, then you might want to continue reading to understand why they are of importance. At the end of it, you are sure to be convinced about its importance.

Convenience

If you want to go in for online auto insurance quotes, you don’t have to put a lot of effort. In fact, you can get them sitting in your home, without even having to make a call or visit someone. In just a couple of clicks, you can easily get to know the cost of the insurance and how much it is going to be for different policies. You can do it at any time of the day and don’t have to stick to business hours, which make it all the more convenient. Additionally, the information is provided almost instantly, so there is no waiting period.

]]>

Least time spent

If you look at it, online insurance quotes are the fastest way of getting to know how much insurance costs are going to be when it comes to your vehicle. The time spent in getting the quotes is really less, which means that you can have time to decide on the other things that might be of more interest. Traditionally, getting quotes would involve going to an agent or talking to someone for countless hours over the phone. With online auto insurance quotes, none of this is present and a computer calculates the rates and prints out on the screen for you.

Reliable

Being safe is important and knowing that your information is with trusted individuals is extremely crucial. When you opt for online insurance quotes, this is exactly what you are going to get. You won’t end up regretting about sharing your information with someone. The reliability is an important factor and you can be assured that the rates provided to you are valid. Hence, if you want to know the best quotes for your insurance package, then you should go in for online auto insurance quotes. Be sure that you are not going to get something that is going to put unnecessary strain on your budget every month.

More options

The other thing about online insurance quotes is that you don’t have to stick to any one vendor. You can choose from the drop down list of multiple vendors and get to know about how much it might cost you to get insured. Consequently, you can easily pick the most favorable one right from your own home without having to visit each and every one of them.

By now, it must be amply clear that online auto insurance quotes are definitely a worthwhile choice to go in for and consider.

More Online Auto Insurance Quote Articles

Fast Auto Insurance Quotes: it is not so Much the Speed That Counts

Fast Auto Insurance Quotes: it is not so Much the Speed That Counts

It is very easy to get fast auto insurance quotes online. Before computers you would have had to visit numerous auto insurance offices if you wanted to compare quotes, or spend a fortune on telephone calls, but now it is possible to get a quote and an insuring agreement in a matter of minutes.

The easiest way to get a fast automobile insurance policy is to go onto the internet and fill in an online insurance quotation form. You will then be provided with a quotation either online or by email, based on the level of auto coverage that you have chosen. Not only that but you can compare quotes provided by a number of auto insurance companies for private passenger autos, so long as you have given them all the same details.

Unless you compare apples with apples, the quotes will not be comparable, so you are best to work from a list containing all of the information that you might be asked to provide. That way each company will be provided with the same information from which to calculate their price. Auto insurance rates will vary according to the various options you have chosen, and also other factors that could earn you discounts such as a good driving record and lack of claims made.

The longer you have gone without making a claim the lower will be your policy cost. The same will be true if you have taken any form of advanced or defensive driving course or have even installed special security and safety features on your car. As the risk of you and your passengers being injured, or of your car being stolen, reduces so your insurance price reduces with it. However, there are other ways of reducing your costs other than these.

If you are insuring your children they will probably be cheaper to be included on your insurance policy. Sure, they will eventually have to get their own policies, but by then they might be earning more money or even have a good driving record that will give them a cheaper policy. You might find that your company offers employee discounts through their own fleet insurance policy, or that even your employment itself entitles you to a discount. Perhaps your zip code or post code will entitle you to a discount if you live in a low car crime area.

If you don’t use your car to travel to work you can negotiate a reduction, as you can if you keep your car locked in a garage when not being used. There are several other factors – age, for example. Young drivers tend to have most accidents so their premiums are heavily weighted, whereas older drivers pay less. On the other hand, if you opt for collision and/or comprehensive cover then you will pay more.

The same is true if you feel that your state minimum liability insurance is too low and you opt for more, or if you decide to take out personal injury protection (PIP) to cover your own medical expenses in the event of a collision. The state liability does not cover you if you cause the accident, and the last worry you want after causing a collision is how you are going to pay your medical expenses. Uninsured and underinsured drivers cover will also add to the price.

Fast auto insurance quotes are easy to get, although it is not so much the speed that counts with online car insurance quotations, but the ability to compare a large number of auto insurance companies is a short period of time. It is this comparison that gets you the cheapest car insurance quote online, not just fast quotes. You can compare the auto insurance rates of a number of companies and then choose the cheapest two or three to negotiate with.

You can use your deductible to negotiate the lowest possible price from each automobile insurance company on your short-list, and so find the cheapest that you can for the information you have provided. Fast auto insurance quotes are certainly useful when you are in a hurry to insure your vehicle, but it is comparison and playing one against another that gets you the cheapest.

Auto Insurance Quotes

Auto Insurance Quotes

Getting auto insurance quotes online has become relatively simple. In the typical method followed you get to meet a physical insurance agent or speak with someone from the insurance company over the phone and you answer a set of questions. In this ideal scenario you get limitation of time and as well you need to be completely prepared with the right kind of answers so as to avoid the chance of saying something by mistake that in the long run adversely affects the insurance quotation. However, with the same thing happening online, you get the liberty to answer the same set of questions at your convenient time and at your comfortable pace.

The online auto insurance quotes can be both actual or the estimated ones. However, the best part of such an insurance program is that there is no need for you to be extremely savvy and skillful with the internet. With just following a few simple steps and a little help from the user friendly online tools you are surely going to get a perfectly ballpark figure to the approximate cost of your car’s insurance. There are a lot of companies providing comprehensive search along with extremely user friendly website options. Always proceed once you have a clear idea of the writing on the legal disclaimer on any of the websites. The first step will typically ask you for providing basic contact information like that of the name, address, telephone number and so on. On the next set you have to answer questionnaires on the type of car you own, and its model and make, with the year and how many people will get insured.

On the next page of a website for Auto Insurance Quotes will ideally ask you to share every safety as well as security information that is related to your car. Most of the car insurance provider sites come with a menu drop-down to choose from all types of available features. You need to enter the status of your housing and employment, and will consist of moderately simple set of questions. Then you will require providing information on any past traffic violation that had happened or if you have any conviction records. Although the set of questions have a chance to vary from one site to another, the basic structure remains the same, and finally provides you with the quotation for your car insurance.

Related Ballpark Auto Insurance Quote Articles

Can a history of substance abuse raise your life insurance rates?

Can a history of substance abuse raise your life insurance rates?

By M.K. Guetersloh

Life Quotes, Inc.

The hard partying years after college may have been replaced by the calm of married life. But those past behaviors may haunt you like an unwanted call from a former sweetheart—especially when you try to buy life insurance.

In order to receive standard rates, most insurance experts agree that drug and alcohol abuse problems need to be behind you for a minimum of five years.

Excessive use of drugs and alcohol can cause a number of serious health conditions. Researchers from the University of North Carolina, Chapel Hill, Bowles Center for Alcohol Studies, estimates that alcohol and drug abuse can decrease your lifespan by nearly 10 years. Among the health risks, drug and alcohol abuse can cause high blood pressure, cancer (breast, esophageal, mouth, larynx and pharynx), liver disease, and heart or respiratory failure. The American Cancer Society reports that 2 to 4 percent of all cancers are directly related to alcohol abuse. The mixing of drugs and alcohol can be immediately fatal leading to seizures, coma, heart attack and respiratory failure.

“That kind of behavior can affect your rates catastrophically,” says Ryan Pinney, a high-risk insurance specialist for Roseville, Calif.-based Pinney Insurance Center, Inc. “It’s a health hazard and a moral hazard.”

In addition to affecting your rates for life insurance, Pinney says, drug and alcohol abuse can also affect your health and auto insurance rates. In some instances, if you have a DUI, you might find your auto insurance policy cancelled altogether.

While drug and alcohol dependency is a fairly common obstacle for those seeking life insurance, Dr. Robert Pokorski, Chief Medical Strategist for The Hartford, says that it’s still not impossible to get a life insurance policy at an affordable rate— if you no longer drink.

“The classic case is: you have someone who is getting a little older and realizes they need to take better care of themselves,” Pokorski says. “If they put five years between themselves and those events, they are very insurable and can get standard rates.”

Insurers ask prospective policyholders to be forthcoming on medical questionnaires, but if you pass the medical questionnaire you’re still not out of the woods yet. Insurance companies also review a prospective customer’s medical and driving records along with blood and urine tests.

Pinney says of you have a problem with substance abuse—the best course of action is to talk to an agent about those problems

How do they know?

Insurance companies can access information about a person’s health status through the Medical Information Bureau (MIB). The MIB protects insurers, policyholders and applicants against insurance fraud in the life, health, disability, critical illness and long-term care lines of insurance.

If you’ve been denied life insurance due to a health risk such as substance abuse, a record of the denial is kept in the MIB’s database,

“Any insurance company can look up your information in the database,” says Pinney.

For that reason, Pinney says, “The worse thing they can do is blindly apply to several insurance companies for coverage and omit information, especially after a denial.”

Although drugs are more difficult to detect and some insurance companies such as The Hartford don’t test for drugs, alcohol abuse can be found in several tests used by most insurers to detect problems with liver function. During a paramedical examination, blood samples are subjected to a Carbohydrate Deficient Transferrin (CDT) test to rule out liver disease. Often, when excessive drinking is involved, a person’s liver function will be elevated.

“Honestly is definitely the best policy,” Pinney said. “If you don’t disclose to an insurance company that you have a problem and they find it in your blood work or they find that you were arrested for driving under the influence last year; they won’t be very happy and they won’t insure you. In fact, no one will.”

Allen Hixon, manager of State Farm’s life and health underwriting division, agreed.

If someone is able to hide their problem from an insurance company’s review and a policy is issued, Hixon says insurance companies might balk at paying the claim to beneficiaries if it’s found out later that they hid information.

“If an insurance company can argue that the policy was entered into fraudulently that could limit what the beneficiary receives,” Hixon said.

Hixon and Pokorski add that unlike hard drugs, insurers view alcohol and marijuana a little differently.

“How someone gets the hard drugs can also make a difference,” Hixon says. “If the abuse comes by someone who has been prescribed chronic pain medication and they can’t shake it, it’s a little different than someone who is going out to the street corner to buy cocaine or heroin.”

For those who have gone through treatment and recovery, insurers recommend waiting at least two years before seeking life insurance.

State Farm generally uses two years of being clean and sober as a benchmark to revisit a policy, but Hixon warns that the rates may still be a little higher.

Pinney says that insurance companies are looking for three things when it comes to underwriting drug and alcohol abuse:

complete disclosure of problems,
compliance with their doctor’s orders to stop the behavior,
and what is the ultimate result of that person’s efforts to remain clean and sober.



Facts and Myths about alcohol

1.) A person who wants to drink less alcohol should drink white wine.

Fact:

The standard 5-ounce serving of white or red wine, a 12-ounce bottle of beer and a ½-ounce shot of 80 proof distilled spirits contain the same amount of alcohol and register the same on a Breathalyzer test.

2.) Drinking red wine is good for your heart.

Fact:

Red wine can prevent heart disease if it is limited to only one drink a day.

3.) DoesDrinking beer causes a “beer belly”?

Myth:

Eating too much food causes a “beer belly.” No beer or other alcohol beverage is necessary is needed to create one.

 4.) Drinking will add pounds to your waistline.

Myth:

Drinking alcohol does not cause weight gain. This myth is widely believed because alcohol does have calories. Extensive research has concluded that it does not cause weight gain in men. For women, the research found alcohol frequently causes limited weight loss.

5.) Only college students binge drink.

Myth:

Few college students are binge drinkers. In recent years, the number of students that drink continues to decline including the number of students that drink heavily. Some researchers have defined binge drinking as consuming at least four drinks a day for women and five drinks a day for men. Many college students become branded as binge drinkers because they qualify under that definition. However, by definition binge drinking is an extended period of drunkenness that lasts for several days while the drinker drops out of normal life activities.

6.) Men and women can drink the same amount of alcohol if they are roughly the same height and weight.

Fact:

Men can metabolize alcohol faster because they have more lean muscle than women. Lean muscle helps dilute the affects of alcohol because it increases the percentage of body water. Women typically have a little more fat than lean muscle compared to men. Also, alcohol can affect women more rapidly. Women also have less of the enzyme dehydrogenase, which metabolizes alcohol. And woman’s menstrual cycle also affects how alcohol is absorbs and metabolized.

7.) The strictest drinking laws are found in the United States

Fact:

Among Western nations, the United States has the strictest drinking laws for young people. Age 21 is the highest minimum drinking age in the entire world. These tight rules continue by covering adults with zero tolerance rules regarding public intoxication and drinking and driving. 8.) The country with the highest consumption of alcohol in the world per capita is the United States.

Myth

9.) The United States is ranked 32nd with an average consumption rate of 1.74 gallons of pure alcohol per person annually.

Myth:

According to latest estimates, the Top 10 Alcohol Consuming Countries and the average gallons of pure alcohol consumed per person is:

Portugal 2.98
Luxembourg 2.95
France 2.87
Hungary 2.66
Spain 2.66
Czech Republic 2.64
Denmark 2.61
Germany 2.50
Austria 2.50
Switzerland 2.43

Sources: Alcohol: Problems and Solutions, Hanson, David; Carroll, C.R. Drugs in Modern Society; Cline, C. N. (Ed.) The Frequently Asked Questions (FAQs) of Life; Wechsler, H., et al., Journal of American College Health, 1998; National Institute on Alcohol Abuse and Alcoholism; Avis, H. Drugs and Life; Lowenson, J., et al. (Eds.) Substance: A Comprehensive Textbook; Barr, A. Drink: A Social History of America.

This article originally published on www.lifequotes.com.

Find More Farm Bureau Auto Insurance Quote Articles